IL mortgage rates

Peoria County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Peoria County, Illinois. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Peoria County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Peoria County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Peoria

A local view of the market.

Peoria County, IL, has a diverse real estate market, with median home values around $145,000 in 2024. Known for its urban amenities and scenic riverfront, it attracts families, professionals, and retirees in central Illinois. Peoria, the largest city, has a population of about 113,000, offering dining, shopping, and cultural attractions. Other communities like Chillicothe offer a smaller-town feel. Peoria County offers an urban-rural mix, with an economy based on healthcare, education, and manufacturing. Its cultural amenities, employment opportunities, and affordable housing make it appealing for a diverse range of residents.

County snapshot

Market context.

IL

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPeoriaMapped market area
Area code37900CBSA / MSA reference
Featured communityPeoriaFrom the county record
Data year2026Aligned with this limit record
Peoria
Top cities & communities

Communities to explore.

Peoria
Questions & Answers

Refinancing in Peoria County

Common questions about 2026 loan limits and refinancing opportunities in Illinois.

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