IN mortgage rates

Perry County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Perry County, Indiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Perry County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Perry County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Perry

A local view of the market.

The real estate market in Perry County, Indiana, is characterized by a stable median listing home price of approximately $189,600 as of October 2024, with the median home sold price slightly higher at $219,200. The average home value in the county has seen a 5.7% increase over the past year, reaching $179,503, and homes typically go to pending in around 30 days. Perry County includes several notable cities, with Tell City being the most prominent, offering a median listing home price of $177,800. Cannelton follows with a median listing price of $189,500. These cities are relatively small, with Tell City being the largest, providing a close-knit community atmosphere. Living in Perry County offers a blend of rural and suburban lifestyles, with a significant emphasis on agriculture and farming. The county's economy is supported by industries such as manufacturing and agriculture, which attract individuals seeking a quieter, more rural lifestyle. Migration patterns suggest that people are drawn to Perry County for its affordable housing and the appeal of a slower-paced, community-oriented environment.

Questions & Answers

Refinancing in Perry County

Common questions about 2026 loan limits and refinancing opportunities in Indiana.

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