OH mortgage rates

Perry County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Perry County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Perry County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$591,100
2 units$756,700
3 units$914,700
4 units$1,136,750

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Perry County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Perry

A local view of the market.

Perry County, Ohio, has seen a significant increase in its real estate market, with the median listing home price reaching $283,000 as of October 2024, marking a 41.5% year-over-year rise. The median home sold price is slightly lower at $222,000, indicating a buyer's market where homes are selling below the asking price. The top cities in Perry County include New Lexington, which is the largest with a population of 4,434, followed by Crooksville with 2,423 residents, Somerset with 1,483, and Thornville with 1,084. Living in Perry County offers a mix of rural and suburban experiences, with a strong presence of agriculture and farming. The county's economy is supported by industries such as manufacturing and healthcare. Real estate migration patterns suggest that people are moving to Perry County for its affordable housing and the appeal of a quieter, rural lifestyle compared to urban areas.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaColumbusMapped market area
Area code18140CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Perry County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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