OH mortgage rates

Pickaway County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pickaway County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pickaway County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$591,100
2 units$756,700
3 units$914,700
4 units$1,136,750

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pickaway County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pickaway

A local view of the market.

The real estate market in Pickaway County, Ohio, is currently experiencing a seller's market, with median home prices reaching $315,000 as of October 2024, marking a 14.5% increase from the previous year. Homes in the area are selling for an average of $166 per square foot, reflecting a robust demand despite a significant increase in the average days on the market, which has risen to 121 days. Pickaway County is home to several notable cities, with Circleville being the largest. Circleville has a population of approximately 14,000 residents and serves as the county seat. Other significant towns include Ashville and South Bloomfield, each contributing to the county's overall population and offering a mix of residential and commercial real estate opportunities. Living in Pickaway County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms, and it supports industries such as manufacturing and logistics. The area's appeal includes its proximity to Columbus, making it an attractive location for those seeking a quieter, rural setting while still being within commuting distance of a major city. This dynamic has contributed to migration patterns where individuals and families are moving to Pickaway County for its affordable housing and quality of life.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaColumbusMapped market area
Area code18140CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Pickaway County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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