SC mortgage rates

Pickens County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pickens County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pickens County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pickens County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pickens

A local view of the market.

The real estate market in Pickens County, South Carolina, is experiencing growth, with the median home sold price reaching $326,636 in October 2024, marking an 8.9% increase from the previous year. This trend indicates a seller's market, where homes are selling at a higher price and more quickly than in the past. Pickens County is home to several notable cities, with Easley being the largest, boasting a population of 27,503. Clemson follows with 17,866 residents, known for its vibrant college town atmosphere. Central and Pickens are also significant cities, with populations of 5,340 and 3,388, respectively. Living in Pickens County offers a mix of rural and suburban experiences, with 86% of the area being rural. The county's economy is driven by manufacturing, education, and tourism, particularly in cities like Easley and Liberty. Many people are drawn to Pickens County for its affordable living, proximity to natural attractions, and the opportunity for a quieter, more spacious lifestyle.

County snapshot

Market context.

SC

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaGreenville-AndersonMapped market area
Area code24860CBSA / MSA reference
Featured communityEasleyFrom the county record
Data year2026Aligned with this limit record
Easley
Top cities & communities

Communities to explore.

Easley
Questions & Answers

Refinancing in Pickens County

Common questions about 2026 loan limits and refinancing opportunities in South Carolina.

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