GA mortgage rates

Pierce County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pierce County, Georgia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pierce County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pierce County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pierce

A local view of the market.

Pierce County, GA, has an affordable real estate market, with median home values around $249,000 in 2024. Known for its rural charm and close-knit communities, it attracts families and retirees seeking a quiet, affordable lifestyle in southern Georgia. Blackshear is the county seat, with a population of about 3,500, offering essential services, local dining, and a welcoming community feel. Smaller communities add to the county’s appeal. Pierce County is largely rural, with an economy based on agriculture, education, and small businesses. Its quiet neighborhoods, local farms, and strong community spirit make it attractive for residents looking for a traditional rural lifestyle.

County snapshot

Market context.

GA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaWaycrossMapped market area
Area code48180CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Pierce County

Common questions about 2026 loan limits and refinancing opportunities in Georgia.

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