WI mortgage rates

Pierce County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pierce County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pierce County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$552,000
2 units$706,650
3 units$854,200
4 units$1,061,550

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pierce County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pierce

A local view of the market.

The real estate market in Pierce County, Wisconsin, has seen a modest increase in home values over the past year. As of recent data, the average home value in the county is approximately $350,033, reflecting a 2.8% rise. Homes in the area typically go to pending status in about 33 days, indicating a relatively active market. Pierce County is home to several notable cities, including River Falls, Prescott, and Ellsworth. River Falls is the largest city, known for its vibrant community and educational institutions, with a population of around 15,000. Prescott, with a population of about 4,000, is known for its scenic views at the confluence of the Mississippi and St. Croix Rivers. Ellsworth, the county seat, has a population of approximately 3,300 and is recognized for its rich agricultural heritage. Living in Pierce County offers a blend of rural and suburban lifestyles, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as education, healthcare, and manufacturing. Many residents appreciate the county's proximity to the Twin Cities, which provides additional employment opportunities and amenities. This accessibility, combined with the county's natural beauty and community-focused living, makes it an attractive option for those seeking a balance between rural charm and suburban convenience. Migration patterns suggest that people are moving to Pierce County for its quality of life and affordable housing options.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMinneapolis-St. Paul-BloomingtonMapped market area
Area code33460CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Pierce County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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