AL mortgage rates

Pike County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pike County, Alabama. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pike County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pike County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pike

A local view of the market.

Pike County, AL, has seen moderate growth in its real estate market, with median home values around $251,000 in 2024. The presence of Troy University influences demand, especially in the rental market. Troy, the county seat and largest city, has a population of about 19,000 and is known for its university atmosphere. Other small communities include Brundidge and Goshen. Pike County offers a suburban-rural mix, with a strong focus on education, healthcare, and agriculture. The area is popular with students, families, and retirees, offering a mix of cultural activities, modern amenities, and Southern hospitality.

County snapshot

Market context.

AL

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaTroyMapped market area
Area code45980CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Pike County

Common questions about 2026 loan limits and refinancing opportunities in Alabama.

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