IN mortgage rates

Pike County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pike County, Indiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pike County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pike County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pike

A local view of the market.

Pike County, Indiana, has a dynamic real estate market with an average home value of $168,723, reflecting a 4.4% increase over the past year. This growth indicates a steady demand for housing in the area, making it an attractive location for potential homebuyers. The largest city in Pike County is Petersburg, with a population of approximately 2,260, accounting for 18.7% of the county's population. Other notable towns include Winslow, with a population of 757, and Spurgeon, which is smaller with 166 residents. Living in Pike County offers a predominantly rural lifestyle, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as agriculture and manufacturing, which are significant employers in the region. The cost of living is lower than the national average, making it an appealing destination for those seeking affordable housing and a quieter, community-focused lifestyle. Migration patterns suggest that people are drawn to Pike County for its rural charm and economic opportunities.

County snapshot

Market context.

IN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaJasperMapped market area
Area code27540CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Pike County

Common questions about 2026 loan limits and refinancing opportunities in Indiana.

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