MS mortgage rates

Pike County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pike County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pike County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pike County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pike

A local view of the market.

In Pike County, Mississippi, the real estate market has seen a decline in home prices, with the median sale price of homes at $137,000 as of September 2024, representing a decrease of 25.9% compared to the previous year. Homes in the area typically remain on the market for about 49 days before being sold. The county's largest city is McComb, which serves as a central hub with a population of approximately 12,000 residents. Another notable city is Summit, with a smaller population of around 1,700 people. These cities contribute significantly to the county's economic and social activities, offering a mix of urban and suburban lifestyles. Pike County offers a blend of rural and suburban living, with agriculture playing a vital role in its economy. The area is known for its farming and agricultural activities, which attract those seeking a quieter, rural lifestyle. Additionally, the county's proximity to larger urban centers makes it appealing for those looking to escape city life while still having access to urban amenities. The top industries in Pike County include agriculture, manufacturing, and retail, providing diverse employment opportunities for residents. Migration patterns suggest that people are drawn to the county for its affordable housing and the tranquil environment it offers.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMccombMapped market area
Area code32620CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Pike County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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