OH mortgage rates

Pike County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pike County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pike County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pike County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pike

A local view of the market.

The real estate market in Pike County, Ohio, has seen a modest increase in home values over the past year. The average home value in the county is approximately $162,983, marking a 4.0% rise from the previous year. Pike County includes several notable cities, with Waverly and Piketon being among the most prominent. Waverly, the county seat, has a population of around 4,000 residents, while Piketon is home to approximately 2,000 people. These cities serve as central hubs for the county's economic and social activities. Living in Pike County offers a predominantly rural experience, with a mix of agricultural and suburban lifestyles. The county's economy is supported by industries such as agriculture, manufacturing, and energy. People may be drawn to Pike County for its affordable housing and the appeal of a quieter, rural lifestyle compared to urban centers. Additionally, the county's natural beauty and community-oriented atmosphere contribute to its attractiveness for those seeking a change from city life.

Questions & Answers

Refinancing in Pike County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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