PA mortgage rates

Pike County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pike County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pike County

Conforming Loan Limits

Per property
1 unit$1,209,750
2 units$1,548,975
3 units$1,872,225
4 units$2,326,875

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pike County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pike

A local view of the market.

The real estate market in Pike County, Pennsylvania, has experienced significant growth, with the median home sold price reaching $300,000 in October 2024, marking a 27.7% increase from the previous year. This trend indicates a strong seller's market, where homes are selling faster and at higher prices. Pike County is home to several notable cities, including Dingman Township, which has a population of approximately 12,500, and Milford Township, with about 10,232 residents. Other significant areas include Bushkill Township and Delaware Township, with populations of 8,493 and 7,436, respectively. Living in Pike County offers a mix of rural and suburban experiences, with a significant portion of the land dedicated to state and federal forests, parks, and game lands. The county's economy is supported by industries such as agriculture and tourism, with its scenic landscapes attracting new residents seeking a quieter lifestyle. Additionally, its proximity to major urban centers like New York City makes it an appealing location for those looking to escape the hustle and bustle while still maintaining access to urban amenities.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaNew York-Newark-Jersey CityMapped market area
Area code35620CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Pike County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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