AZ mortgage rates

Pinal County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pinal County, Arizona. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pinal County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$557,750
2 units$714,000
3 units$863,100
4 units$1,072,600

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pinal County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pinal

A local view of the market.

Pinal County, AZ, has experienced rapid growth in recent years, with median home values around $399,000 in 2024. Its proximity to both Phoenix and Tucson makes it a popular choice for commuters and growing families. Casa Grande, the largest city, has a population of about 58,000. Other key cities include Maricopa (population 62,000) and Apache Junction (partially in Maricopa County) with approximately 42,000 residents. Pinal County offers a suburban-rural mix with an economy focused on agriculture, manufacturing, and retail. The scenic landscapes and easy access to major cities make it appealing to those looking for affordable living with an easy commute and outdoor recreation opportunities.

County snapshot

Market context.

AZ

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPhoenix-Mesa-ChandlerMapped market area
Area code38060CBSA / MSA reference
Featured communitiesApache Junction · Maricopa · Casa GrandeFrom the county record
Data year2026Aligned with this limit record
Apache JunctionMaricopaCasa Grande
Top cities & communities

Communities to explore.

Apache JunctionMaricopaCasa GrandeFlorence
Questions & Answers

Refinancing in Pinal County

Common questions about 2026 loan limits and refinancing opportunities in Arizona.

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