OK mortgage rates

Pittsburg County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pittsburg County, Oklahoma. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pittsburg County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pittsburg County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pittsburg

A local view of the market.

The real estate market in Pittsburg County, Oklahoma, is currently experiencing a neutral phase, with home prices remaining stable. The median sold price for homes is approximately $164,900, which reflects a 3.7% increase from the previous year. This suggests a balanced market where prices are reasonable, and homes typically stay on the market for an average duration of 63 days. Pittsburg County is home to several cities, with McAlester being the largest, boasting a population of around 18,000 residents. Other notable cities include Hartshorne, with a population of approximately 2,000, and Krebs, which has about 2,000 residents as well. These cities contribute significantly to the county's cultural and economic landscape. Living in Pittsburg County offers a mix of rural and suburban experiences. The area is known for its agricultural activities, with farming being a prominent industry. Additionally, the county has seen a trend of people moving in for its affordable housing and the appeal of a quieter, rural lifestyle. The local economy is supported by industries such as agriculture, manufacturing, and retail, making it an attractive place for those seeking a balance between rural charm and suburban convenience.

County snapshot

Market context.

OK

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMcalesterMapped market area
Area code32540CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Pittsburg County

Common questions about 2026 loan limits and refinancing opportunities in Oklahoma.

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