VA mortgage rates

Pittsylvania County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pittsylvania County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pittsylvania County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pittsylvania County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pittsylvania

A local view of the market.

In October 2024, the median listing home price in Pittsylvania County, Virginia, was $297,000, showing a significant increase of 25.1% compared to the previous year. The median sold home price was $200,000, with homes selling for about 2.64% below the asking price on average. The top cities in Pittsylvania County include Chatham, Gretna, and Hurt. Chatham is known for its affordability, with a median listing home price of $110,000. Gretna has a median listing price of $209,000, while Hurt offers homes with a median price of $220,000. These cities provide a range of housing options and are integral to the county's real estate landscape. Pittsylvania County offers a predominantly rural lifestyle with a mix of suburban areas, making it ideal for those interested in agriculture or a quieter way of life. The county's economy is supported by industries such as agriculture and manufacturing. Real estate migration patterns suggest that people are moving to the county for its affordable housing and the appeal of rural living, combined with the proximity to larger cities for employment opportunities.

County snapshot

Market context.

VA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaDanvilleMapped market area
Area code19260CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Pittsylvania County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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