LA mortgage rates

Plaquemines Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Plaquemines Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Plaquemines Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Plaquemines Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Plaquemines Parish

A local view of the market.

The real estate market in Plaquemines Parish, Louisiana, has seen a significant increase in home prices, with the median sale price reaching $411,000 as of September 2024, marking an 11.3% rise from the previous year. Homes in the area typically remain on the market for about 126 days, which is a notable increase compared to 60 days last year. This trend indicates a growing demand and a competitive market environment. Plaquemines Parish is home to several key communities, with Belle Chasse being the largest and most notable city. Belle Chasse serves as a central hub with a population of approximately 12,679 residents. Other significant areas include Port Sulphur and Buras, which contribute to the parish's overall population and economic activities. These communities are integral to the parish's identity and provide a mix of residential and commercial opportunities. Living in Plaquemines Parish offers a blend of rural and suburban lifestyles, with a strong emphasis on agriculture and fishing industries. The parish's economy is heavily influenced by these sectors, alongside oil and gas production. People are drawn to the area for its unique blend of natural beauty, outdoor recreational opportunities, and a quieter lifestyle compared to urban centers. The migration patterns often include individuals and families seeking a more rural setting with access to suburban amenities.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaNew Orleans-MetairieMapped market area
Area code35380CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Plaquemines Parish County

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