LA mortgage rates

Pointe Coupee Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pointe Coupee Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pointe Coupee Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pointe Coupee Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pointe Coupee Parish

A local view of the market.

The real estate market in Pointe Coupee Parish, Louisiana, has seen notable changes recently. As of September 2024, the median sale price for homes was $338,000, marking a 27.4% increase from the previous year. However, the average home value according to Zillow is $181,953, which represents a 6.7% decrease over the past year. In Pointe Coupee Parish, the top cities include New Roads, Ventress, and Jarreau. New Roads is the most affordable city with a median listing home price of $277,000, while Ventress is the most expensive with a median listing price of $449,000. Living in Pointe Coupee Parish offers a mix of rural and suburban experiences. The area is known for its agricultural roots, with farming and agriculture being significant industries. The parish provides a quiet, community-focused lifestyle that attracts those seeking a slower pace of life, often drawing people from more urban areas looking for a more rural setting. The local economy is supported by industries such as agriculture and small businesses, contributing to a stable community environment.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBaton RougeMapped market area
Area code12940CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Pointe Coupee Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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