MN mortgage rates

Pope County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pope County, Minnesota. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pope County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pope County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pope

A local view of the market.

The real estate market in Pope County, Minnesota, is currently experiencing a seller's market, with the median home sold price at $245,000 as of October 2024, representing a 7.2% increase from the previous year. Homes in the area are selling for an average of $159 per square foot. Despite a decrease in the number of homes for sale, the market remains competitive, with properties selling relatively quickly. Pope County's key cities include Glenwood and Starbuck. Glenwood, the county seat, is known for its scenic location by Lake Minnewaska and has a population of approximately 2,500 residents. Starbuck, another prominent city, is smaller, with a population of around 1,300, and is also located near the lake, offering a quaint, community-focused lifestyle. Living in Pope County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The area is characterized by its agricultural lands and small-town charm, attracting those seeking a quieter, more rural lifestyle. The top industries include agriculture, tourism, and small businesses, with many people moving to the county for its affordable housing and quality of life, away from the hustle and bustle of larger cities.

Questions & Answers

Refinancing in Pope County

Common questions about 2026 loan limits and refinancing opportunities in Minnesota.

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