IN mortgage rates

Posey County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Posey County, Indiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Posey County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Posey County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Posey

A local view of the market.

Posey County, Indiana, has seen a dynamic real estate market with the average home value reaching $225,606, marking a 4.2% increase over the past year. In October 2024, the median sold price for homes was $190,000, reflecting a significant rise of 19.1% from the previous month. The top cities in Posey County include Mount Vernon, New Harmony, and Poseyville. Mount Vernon, the county seat, is the largest city with a population of approximately 6,687 residents. New Harmony, known for its historical significance and cultural attractions, has a smaller population of around 789, while Poseyville is home to about 1,045 people. Posey County offers a mix of rural and suburban living, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as manufacturing, agriculture, and energy production. Many people are drawn to Posey County for its affordable housing, peaceful rural lifestyle, and proximity to larger urban centers, making it an attractive option for those seeking a quieter, community-oriented environment.

County snapshot

Market context.

IN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaEvansvilleMapped market area
Area code21780CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Posey County

Common questions about 2026 loan limits and refinancing opportunities in Indiana.

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