MS mortgage rates

Prentiss County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Prentiss County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Prentiss County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Prentiss County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Prentiss

A local view of the market.

The real estate market in Prentiss County, Mississippi, is experiencing significant growth, with the median listing home price reaching $177,400 in October 2024, marking a 41.9% increase year-over-year. This upward trend indicates a robust demand for housing in the area, with homes selling relatively quickly, averaging 64 days on the market. Prentiss County comprises several cities, with Booneville being the largest and most notable. Booneville offers a variety of housing options and amenities, contributing to its popularity. Other cities in the county include New Site, Marietta, and Jumpertown, each with its unique charm and smaller populations, providing a more intimate community feel. Living in Prentiss County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and open spaces, making it ideal for those seeking a quieter, more rural lifestyle. The top industries include agriculture, manufacturing, and retail, attracting individuals looking for job opportunities and a lower cost of living compared to urban areas. This combination of factors makes Prentiss County an attractive destination for those seeking a balance between work and a peaceful living environment.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaTupeloMapped market area
Area code46180CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Prentiss County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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