TX mortgage rates

Presidio County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Presidio County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Presidio County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Presidio County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Presidio

A local view of the market.

Presidio County, Texas, has a diverse real estate market with a median home value of approximately $186,486, reflecting a slight decrease of 0.2% over the past year. The market has seen fluctuations, with some areas experiencing rising home prices despite the overall decline. The county includes notable cities such as Marfa and Presidio. Marfa is known for its vibrant arts scene and has a population of around 1,800 people, while Presidio, with a population of about 4,000, serves as a key border town with Mexico. These cities contribute significantly to the county's cultural and economic landscape. Living in Presidio County offers a predominantly rural experience, with vast open spaces and a strong emphasis on agriculture and ranching. The area is characterized by its scenic landscapes and a slower pace of life, attracting those seeking a rural lifestyle. The top industries include agriculture, tourism, and border trade, with migration patterns often driven by individuals looking for affordable living and a close-knit community environment.

Questions & Answers

Refinancing in Presidio County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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