VA mortgage rates

Prince George County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Prince George County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Prince George County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$707,250
2 units$905,400
3 units$1,094,450
4 units$1,360,100

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Prince George County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Prince George

A local view of the market.

The real estate market in Prince George County, Virginia, has shown significant growth, with the median home sold price reaching $348,000 in October 2024, marking a 7.1% increase from the previous year. This upward trend reflects a strong demand in the housing market, positioning the county as a seller's market where homes tend to sell quickly and at higher prices. The county encompasses several key cities, including Prince George, North Prince George, and Disputanta. Prince George has a median listing home price of $359,900, while North Prince George is more affordable with a median price of $255,000. Disputanta, known for its quick property turnover, has the highest median listing price at $420,000, reflecting its desirability and competitive market. Living in Prince George County offers a blend of rural and suburban experiences, with a strong emphasis on agriculture and suburban life. The county's economy is supported by industries such as manufacturing, logistics, and agriculture, which attract new residents seeking employment opportunities and a quieter lifestyle. The area's appeal is further enhanced by its rural charm and the availability of larger land parcels, making it an attractive destination for those looking to escape urban congestion.

County snapshot

Market context.

VA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaRichmondMapped market area
Area code40060CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Prince George County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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