CO mortgage rates

Pueblo County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pueblo County, Colorado. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pueblo County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pueblo County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pueblo

A local view of the market.

Pueblo County, CO, has a stable real estate market with median home values around $315,000 in 2024. Known for its cultural heritage and affordable cost of living, it attracts families and retirees. Pueblo, the largest city, has a population of around 112,000, offering suburban amenities and a cultural scene. Pueblo County offers a suburban-rural mix with an economy based on healthcare, education, and manufacturing. Its affordability, cultural sites, and job opportunities appeal to families and young professionals.

County snapshot

Market context.

CO

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPuebloMapped market area
Area code39380CBSA / MSA reference
Featured communityPuebloFrom the county record
Data year2026Aligned with this limit record
Pueblo
Top cities & communities

Communities to explore.

Pueblo
Questions & Answers

Refinancing in Pueblo County

Common questions about 2026 loan limits and refinancing opportunities in Colorado.

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