IN mortgage rates

Pulaski County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pulaski County, Indiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pulaski County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pulaski County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pulaski

A local view of the market.

Pulaski County, Indiana, has a dynamic real estate market with an average home value of approximately $179,893, reflecting a 6.4% increase over the past year. This upward trend indicates a growing interest in the area, possibly driven by its affordability compared to national averages. The top cities in Pulaski County include Winamac, Francesville, and Medaryville. Winamac, the county seat, has a population of around 2,319, making it the largest town in the county. Francesville and Medaryville follow with populations of 844 and 563, respectively. Living in Pulaski County offers a predominantly rural experience, with about 80% of the land dedicated to agriculture. The county's economy is heavily influenced by farming, with significant contributions from corn and soybean production. The rural setting attracts those seeking a quieter lifestyle, while the presence of agricultural industries provides employment opportunities. Migration to Pulaski County may be driven by the desire for affordable living and a strong sense of community in a rural environment.

Questions & Answers

Refinancing in Pulaski County

Common questions about 2026 loan limits and refinancing opportunities in Indiana.

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