VA mortgage rates

Pulaski County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Pulaski County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Pulaski County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Pulaski County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Pulaski

A local view of the market.

The real estate market in Pulaski County, Virginia, has seen some fluctuations over the past year. As of October 2024, the median home list price was $259,500, which represents a decrease of 3.9% from the previous year. The median price per square foot was $145, indicating a competitive market for potential buyers. Pulaski County includes several notable cities, with Pulaski being the largest. Pulaski has a population of approximately 8,900 residents. Another significant town is Dublin, which has around 2,500 residents. These towns are central to the county's community and economic activities. Living in Pulaski County offers a mix of rural and suburban experiences. The county is characterized by its agricultural roots, with farming being a significant part of the local economy. Suburban life is also present, providing residents with a balance of rural charm and modern conveniences. The top industries in the area include manufacturing, healthcare, and education. People are drawn to Pulaski County for its affordable housing, scenic landscapes, and the opportunity for a quieter lifestyle away from the hustle and bustle of urban centers.

County snapshot

Market context.

VA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBlacksburg-ChristiansburgMapped market area
Area code13980CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Pulaski County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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