LA mortgage rates

Rapides Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Rapides Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Rapides Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Rapides Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Rapides Parish

A local view of the market.

The real estate market in Rapides Parish, Louisiana, has seen some fluctuations recently. As of September 2024, the median home price is approximately $218,000, which represents an 8.1% decrease from the previous year. Homes in the area typically sell after about 65 days on the market, reflecting a quicker turnover compared to the previous year. Rapides Parish includes several notable cities, with Alexandria being the largest, boasting a population of around 47,000 residents. Pineville follows with approximately 14,000 residents, offering a suburban feel with a mix of residential and commercial areas. Other smaller communities, such as Ball and Deville, contribute to the parish's diverse demographic landscape. Living in Rapides Parish offers a blend of rural and suburban experiences. The area is characterized by its agricultural roots, with farming and related industries playing a significant role in the local economy. The parish's suburban areas provide a quieter lifestyle compared to urban centers, attracting those seeking a more relaxed pace of life. Additionally, the presence of educational institutions and healthcare facilities supports a stable community, making it an appealing destination for families and retirees.

County snapshot

Market context.

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Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaAlexandriaMapped market area
Area code10780CBSA / MSA reference
Featured communityAlexandriaFrom the county record
Data year2026Aligned with this limit record
Alexandria
Top cities & communities

Communities to explore.

Alexandria
Questions & Answers

Refinancing in Rapides Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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