LA mortgage rates

Red River Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Red River Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Red River Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Red River Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Red River Parish

A local view of the market.

The real estate market in Red River Parish, Louisiana, has seen a decline in home values over the past year. The average home value is approximately $104,313, reflecting a decrease of 10.1% from the previous year. This trend indicates a cooling market, which may present opportunities for buyers looking for more affordable housing options. Red River Parish comprises several small towns, with Coushatta being the largest. Coushatta serves as the parish seat and has a population of around 2,000 residents. Other notable towns include Hall Summit and Martin, each with populations under 500. These communities offer a glimpse into rural Louisiana life, with a strong sense of community and local charm. Living in Red River Parish offers a predominantly rural lifestyle, characterized by agriculture and farming. The area is known for its agricultural activities, with farming being a significant industry. The parish provides a peaceful, countryside living experience, attracting those seeking a quieter, more laid-back lifestyle. Migration patterns suggest that people may be moving to Red River Parish for its affordable housing and the appeal of rural living, away from the hustle and bustle of urban centers.

Questions & Answers

Refinancing in Red River Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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