TX mortgage rates

Refugio County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Refugio County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

Official InstaRefi video preview
Watch InstaRefi Overview
2026 limits

2026 Mortgage Loan Limits

Refugio County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

View all Texas counties
Refinance Payment Estimate

Estimate Your Refinance in Refugio County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Refugio

A local view of the market.

Refugio County, Texas, has a dynamic real estate market with a median listing home price of $200,000 as of October 2024, showing a decrease of 7% year-over-year. The median price per square foot is $128, and homes typically spend about 84 days on the market, indicating a moderate pace of sales activity. The county includes several notable cities, with Refugio being the largest, featuring a median listing home price of $200,000. Woodsboro offers more affordable housing options with a median price of $175,000, while Austwell is the most expensive city, with a median home price of $249,900. Bayside also presents affordable options, contributing to the county's diverse housing landscape. Living in Refugio County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The area is characterized by its open spaces and farming communities, attracting those seeking a quieter lifestyle away from urban centers. The county's affordable real estate and agricultural opportunities make it appealing for individuals and families looking to relocate for a more rural lifestyle.

Questions & Answers

Refinancing in Refugio County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

Make the next move with confidence

Your rate opportunity should feel clear.

InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.

No SSN required to get alerts No impact to your credit to check Helpful by email and text
Your data stays protected.We use encryption and privacy practices designed around your trust.Read our privacy policy
Always on your side

Never miss a refinance opportunity.

Get clear, timely mortgage alerts without hurting your credit.