Refugio County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Refugio County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Refugio County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Refugio County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
Refugio County, Texas, has a dynamic real estate market with a median listing home price of $200,000 as of October 2024, showing a decrease of 7% year-over-year. The median price per square foot is $128, and homes typically spend about 84 days on the market, indicating a moderate pace of sales activity. The county includes several notable cities, with Refugio being the largest, featuring a median listing home price of $200,000. Woodsboro offers more affordable housing options with a median price of $175,000, while Austwell is the most expensive city, with a median home price of $249,900. Bayside also presents affordable options, contributing to the county's diverse housing landscape. Living in Refugio County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The area is characterized by its open spaces and farming communities, attracting those seeking a quieter lifestyle away from urban centers. The county's affordable real estate and agricultural opportunities make it appealing for individuals and families looking to relocate for a more rural lifestyle.
Refinancing in Refugio County
Common questions about 2026 loan limits and refinancing opportunities in Texas.
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