OK mortgage rates

Rogers County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Rogers County, Oklahoma. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Rogers County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Rogers County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Rogers

A local view of the market.

The real estate market in Rogers County, Oklahoma, is currently a seller's market, with homes selling relatively quickly and at higher prices. As of October 2024, the median home sold price in the county was $263,875, reflecting a slight decrease of 0.8% from the previous year. The median price per square foot stands at $155, indicating a stable market environment for potential buyers and sellers. Rogers County includes several prominent cities, with Claremore being the largest, known for its historical significance and vibrant community. Claremore has a population of approximately 19,000 residents. Other notable cities include Catoosa, with around 7,500 residents, and Owasso, which, although partly in Tulsa County, influences the area's dynamics with its population of over 36,000. These cities contribute significantly to the county's economic and cultural landscape. Living in Rogers County offers a mix of rural and suburban experiences, with agriculture playing a vital role in the local economy. The county is characterized by its open spaces and farming communities, providing a peaceful rural lifestyle alongside suburban conveniences. Key industries include agriculture, manufacturing, and retail, attracting people seeking a balance between rural tranquility and suburban amenities. The county's appeal lies in its affordable housing, community-oriented lifestyle, and proximity to Tulsa, making it an attractive destination for those relocating from urban areas.

County snapshot

Market context.

OK

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaTulsaMapped market area
Area code46140CBSA / MSA reference
Featured communityClaremoreFrom the county record
Data year2026Aligned with this limit record
Claremore
Top cities & communities

Communities to explore.

Claremore
Questions & Answers

Refinancing in Rogers County

Common questions about 2026 loan limits and refinancing opportunities in Oklahoma.

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