IN mortgage rates

Rush County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Rush County, Indiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Rush County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Rush County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Rush

A local view of the market.

Rush County, Indiana, has a dynamic real estate market with a median listing home price of $252,500 as of October 2024, reflecting a significant increase of 26.7% year-over-year. The median sold home price is $190,800, indicating a competitive market where homes are often sold close to their listing prices. Rushville is the largest city and the county seat of Rush County, with a population of approximately 6,191 as of 2023. The county overall has a population of around 17,022, showing a modest growth rate. Living in Rush County offers a blend of rural and suburban experiences, with a strong emphasis on agriculture and farming. The county is characterized by its rural charm, yet it provides easy access to urban amenities due to its proximity to larger cities. The top industries include agriculture, manufacturing, and healthcare, attracting residents who seek a quieter lifestyle while still being connected to urban centers.

Questions & Answers

Refinancing in Rush County

Common questions about 2026 loan limits and refinancing opportunities in Indiana.

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