TX mortgage rates

Rusk County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Rusk County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Rusk County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Rusk County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Rusk

A local view of the market.

The real estate market in Rusk County, Texas, has seen some fluctuations in 2024. The median listing home price was approximately $260,000, with a slight decrease of 5.5% from the previous year. The average home value in the county is around $195,983, reflecting a 2.4% decrease over the past year. Rusk County includes several notable cities, with Henderson being the largest, boasting a population of about 13,000 residents. Other significant cities include Kilgore, with a population of approximately 12,000, and Overton, which is home to around 2,500 people. These cities contribute to the county's diverse community and economic activities. Living in Rusk County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and ranches, providing a serene rural environment. The top industries include agriculture, manufacturing, and energy, which attract people seeking employment opportunities and a quieter lifestyle away from urban centers. The county's affordable housing and community-oriented living make it an attractive destination for those looking to relocate.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLongviewMapped market area
Area code30980CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Rusk County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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