WI mortgage rates

Rusk County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Rusk County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Rusk County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Rusk County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Rusk

A local view of the market.

The real estate market in Rusk County, Wisconsin, has seen significant growth, with the median home price reaching $295,000 in September 2024, marking a 47.5% increase from the previous year. This surge in home values reflects a strong demand in the area, despite a slight decrease in the number of homes sold compared to the previous year. The top cities in Rusk County include Ladysmith, which is the county seat with a population of approximately 3,212, followed by Bruce with 776 residents, and Hawkins with a population of 328. These cities serve as central hubs for the county's community and economic activities. Living in Rusk County offers a predominantly rural lifestyle, with a strong emphasis on agriculture, particularly dairy farming, which is a major industry in the area. The county's rich river soils support thriving farms, contributing to the local economy. People may be attracted to move to Rusk County for its affordable housing, natural beauty, and the opportunity to live in a close-knit rural community.

Questions & Answers

Refinancing in Rusk County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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