TX mortgage rates

San Augustine County

Clear, current 2026 mortgage and refinance loan limits for homeowners in San Augustine County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

San Augustine County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in San Augustine County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About San Augustine

A local view of the market.

San Augustine County's real estate market has seen a notable increase in home values, with the median listing price reaching $317,450 in October 2024, marking a 17.6% rise from the previous month. The median price per square foot stands at $114, reflecting the county's growing appeal and competitive housing market. The county comprises several small towns, with San Augustine being the largest. San Augustine has a population of approximately 2,000 residents, serving as the county seat and a hub for local activities. Broaddus and Bronson are other notable towns, each offering a quaint, small-town atmosphere with populations under 1,000, contributing to the county's rural charm. Living in San Augustine County offers a predominantly rural lifestyle, with agriculture and forestry being significant industries. The area is characterized by its vast landscapes and agricultural lands, attracting those seeking a quieter, more laid-back lifestyle away from urban centers. Real estate migration patterns suggest that people are moving to the county for its affordable housing and the appeal of rural living, making it an attractive destination for retirees and those looking to escape city life.

Questions & Answers

Refinancing in San Augustine County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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