WI mortgage rates

Sawyer County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Sawyer County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Sawyer County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Sawyer County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Sawyer

A local view of the market.

Sawyer County, Wisconsin's real estate market is characterized by a median listing home price of $349,500 as of October 2024, which reflects an 11.1% decrease from the previous year. The median price per square foot is $231, and homes are selling for a median price of $310,000, indicating a balanced market where supply and demand are roughly equal. The top cities in Sawyer County by population include Hayward, with a population of approximately 2,599, making it the county seat. Other notable cities include Little Round Lake with 1,230 residents, Chief Lake with 510 residents, and Winter with 324 residents. Living in Sawyer County offers a predominantly rural experience, with a significant portion of the area dedicated to agriculture and forestry. The county's economy benefits from industries such as tourism, logging, and agriculture, attracting individuals seeking a quieter, nature-oriented lifestyle. The presence of numerous lakes and outdoor recreational opportunities also makes Sawyer County an appealing destination for those looking to escape urban environments.

Questions & Answers

Refinancing in Sawyer County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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