PA mortgage rates

Schuylkill County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Schuylkill County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Schuylkill County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Schuylkill County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Schuylkill

A local view of the market.

The real estate market in Schuylkill County, Pennsylvania, is currently experiencing a seller's market, with a median home sold price of $145,000 as of October 2024. This represents a 9.2% increase from the previous year, indicating a strong upward trend in home values. The median price per square foot is $95, reflecting the competitive nature of the housing market in this region. Schuylkill County is home to several notable cities, including Pottsville, the county seat, which has a population of approximately 13,000 residents. Another significant city is Tamaqua, with a population of around 7,000. These cities serve as central hubs for the county, offering various amenities and services to their residents. Living in Schuylkill County offers a blend of rural and suburban lifestyles, with a significant portion of the area dedicated to agriculture and farming. The county's economy is supported by industries such as manufacturing, healthcare, and retail trade. Many people are attracted to Schuylkill County for its affordable housing options and the opportunity to enjoy a quieter, more rural lifestyle while still having access to suburban conveniences. This has led to a trend of migration from more urbanized areas to Schuylkill County, as people seek a balance between work and quality of life.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPottsvilleMapped market area
Area code39060CBSA / MSA reference
Featured communityPottsFrom the county record
Data year2026Aligned with this limit record
Potts
Top cities & communities

Communities to explore.

Potts
Questions & Answers

Refinancing in Schuylkill County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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