Scioto County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Scioto County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Scioto County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Scioto County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
In Scioto County, Ohio, the real estate market has seen some fluctuations. As of October 2024, the median listing home price was approximately $179,900, reflecting a 10.1% increase year-over-year. The median home sold price was $125,000, indicating a buyer's market where homes typically sell for about 5.08% below the asking price. The county includes several notable cities, with Portsmouth being the largest, having a population of about 20,000. Other significant cities include Wheelersburg and Lucasville, each with populations around 6,000 and 2,000, respectively. These cities contribute to the county's diverse residential landscape, offering a mix of urban and suburban living options. Scioto County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and open spaces, providing a peaceful rural setting. The top industries include healthcare, education, and manufacturing, which attract new residents seeking employment opportunities. People may move to Scioto County for its affordable housing, community-focused living, and the scenic beauty of its rural areas.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Refinancing in Scioto County
Common questions about 2026 loan limits and refinancing opportunities in Ohio.
Your rate opportunity should feel clear.
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