TX mortgage rates

Scurry County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Scurry County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

Official InstaRefi video preview
Watch InstaRefi Overview
2026 limits

2026 Mortgage Loan Limits

Scurry County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

View all Texas counties
Refinance Payment Estimate

Estimate Your Refinance in Scurry County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Scurry

A local view of the market.

The real estate market in Scurry County, Texas, is currently experiencing a positive trend. As of October 2024, the median listing home price is $160,000, reflecting a 6.7% increase year-over-year. The average home value in the county is approximately $125,094, which has risen by 2.2% over the past year. Scurry County comprises several cities, with Snyder being the most prominent. Snyder has a population of around 11,000 residents and serves as the county seat. Other notable towns include Hermleigh and Fluvanna, which are smaller but contribute to the county's rural charm. Living in Scurry County offers a blend of rural and suburban lifestyles, with a strong emphasis on agriculture and farming. The county is known for its wide-open spaces and agricultural activities, which are significant contributors to the local economy. Many residents appreciate the slower pace of life and the community-oriented atmosphere. The county attracts those looking for affordable housing and a quieter lifestyle, often appealing to retirees and families seeking a rural setting.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSnyderMapped market area
Area code43660CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Scurry County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

Make the next move with confidence

Your rate opportunity should feel clear.

InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.

No SSN required to get alerts No impact to your credit to check Helpful by email and text
Your data stays protected.We use encryption and privacy practices designed around your trust.Read our privacy policy
Always on your side

Never miss a refinance opportunity.

Get clear, timely mortgage alerts without hurting your credit.