TN mortgage rates

Sevier County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Sevier County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Sevier County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Sevier County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Sevier

A local view of the market.

Sevier County, Tennessee, is experiencing a dynamic real estate market. As of October 2024, the median home sold price in the county was approximately $464,159, reflecting a 5.4% increase from the previous year. This growth indicates a robust market, although the area is currently considered a buyer's market, with homes staying on the market longer and prices being more negotiable. The top cities in Sevier County include Sevierville, Gatlinburg, and Pigeon Forge. Sevierville, the county seat, has a population of approximately 17,000 and is known for its proximity to the Great Smoky Mountains. Gatlinburg, with a population of around 4,000, is a popular tourist destination, offering scenic views and outdoor activities. Pigeon Forge, home to about 6,000 residents, is famous for its entertainment venues and attractions like Dollywood. Living in Sevier County offers a blend of rural and suburban experiences, with a strong emphasis on tourism and hospitality industries. The area is characterized by its natural beauty, making it attractive for those seeking a peaceful, scenic environment. The county's economy is bolstered by tourism, retail, and agriculture, drawing people who are interested in these sectors. Migration patterns suggest that individuals are moving to Sevier County for its affordable living, job opportunities in tourism, and the appeal of a rural lifestyle with suburban conveniences.

County snapshot

Market context.

TN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSeviervilleMapped market area
Area code42940CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Sevier County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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