WI mortgage rates

Sheboygan County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Sheboygan County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Sheboygan County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Sheboygan County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Sheboygan

A local view of the market.

The real estate market in Sheboygan County, Wisconsin, is experiencing a notable increase in home values. As of October 2024, the median home sold price in the county was $277,628, reflecting a 12.3% increase from the previous year. The median price per square foot was $175, indicating a strong seller's market where homes are selling faster and at higher prices. Sheboygan County is home to several prominent cities, with Sheboygan being the largest, boasting a population of approximately 48,000 residents. Other significant cities include Plymouth, with around 8,500 residents, and Sheboygan Falls, which has a population of about 7,800. These cities contribute to the county's vibrant community and economic landscape. Living in Sheboygan County offers a blend of rural and suburban lifestyles, with a strong presence of agriculture and manufacturing industries. The county's economy is supported by top industries such as manufacturing, healthcare, and agriculture. The area attracts new residents due to its affordable housing, scenic landscapes, and a mix of suburban and rural living options, making it an appealing destination for those seeking a balanced lifestyle.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSheboyganMapped market area
Area code43100CBSA / MSA reference
Featured communitySheboyganFrom the county record
Data year2026Aligned with this limit record
Sheboygan
Top cities & communities

Communities to explore.

Sheboygan
Questions & Answers

Refinancing in Sheboygan County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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