WA mortgage rates

Skamania County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Skamania County, Washington. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Skamania County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$701,500
2 units$898,050
3 units$1,085,550
4 units$1,349,050

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Skamania County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Skamania

A local view of the market.

In Skamania County, Washington, the real estate market is currently neutral, with a median home sold price of $550,000 as of October 2024. This price has remained stable compared to the previous year, and the median price per square foot is $308. The market's neutral status suggests balanced conditions between buyers and sellers, with homes typically staying on the market for an average duration. The county is home to several small towns, with Stevenson and North Bonneville being among the most notable. Stevenson, the county seat, has a population of around 1,500 residents, while North Bonneville is smaller, with approximately 1,000 residents. These towns offer a quaint, community-focused lifestyle amidst the scenic backdrop of the Columbia River Gorge. Living in Skamania County is characterized by a mix of rural and suburban environments, with a strong emphasis on outdoor recreation and natural beauty. The county's economy is supported by industries such as tourism, forestry, and agriculture. Many people are drawn to the area for its serene lifestyle and opportunities for outdoor activities, making it an attractive destination for those seeking a quieter, nature-oriented way of life.

County snapshot

Market context.

WA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPortland-Vancouver-HillsboroMapped market area
Area code38900CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Skamania County

Common questions about 2026 loan limits and refinancing opportunities in Washington.

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