LA mortgage rates

St. Helena Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in St. Helena Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

St. Helena Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in St. Helena Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About St. Helena Parish

A local view of the market.

St. Helena Parish, located in Louisiana, has a real estate market characterized by relatively affordable housing. The average home value in the parish is approximately $140,318, which has seen a decrease of 4.0% over the past year. The median list price of homes in the area recently increased to $71,500, reflecting a significant rise of 28.3% from the previous month. The parish includes several small towns, with Greensburg being one of the most notable. Greensburg is the parish seat and offers a small-town atmosphere with a population of around 718 residents. Other communities in the parish include Montpelier and Pine Grove, each contributing to the rural charm and community-focused lifestyle of the area. Living in St. Helena Parish offers a predominantly rural experience, with vast open spaces and a lifestyle that is closely tied to agriculture and farming. The area is known for its agricultural activities, which play a significant role in the local economy. Many residents are drawn to the parish for its quiet, rural lifestyle, and the opportunity to engage in farming or enjoy the natural surroundings. The parish's economy is supported by industries such as agriculture, forestry, and small-scale manufacturing, attracting people seeking a peaceful, community-oriented environment.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBaton RougeMapped market area
Area code12940CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in St. Helena Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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