LA mortgage rates

St. Landry Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in St. Landry Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

St. Landry Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in St. Landry Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About St. Landry Parish

A local view of the market.

The real estate market in St. Landry Parish, Louisiana, has seen some fluctuations recently. The average home value in the parish is approximately $123,466, which represents a decrease of 9.8% over the past year. Meanwhile, the median sale price of homes is around $172,000, down 1.7% from the previous year. St. Landry Parish includes several notable cities, with Opelousas being one of the largest, boasting a population of about 16,634 people. Another significant city is Eunice, which has a population of approximately 10,398 residents. These cities contribute to the cultural and economic landscape of the parish, offering various amenities and community events. Living in St. Landry Parish offers a mix of rural and suburban experiences, with a strong emphasis on agriculture and farming. The area is known for its rich cultural heritage and is a hub for industries such as agriculture, manufacturing, and healthcare. The parish attracts people looking for a quieter, more rural lifestyle while still being within reach of urban amenities. Migration patterns suggest that individuals and families are drawn to the area for its affordable housing and community-focused living.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaOpelousasMapped market area
Area code36660CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in St. Landry Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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