LA mortgage rates

St. Tammany Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in St. Tammany Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

St. Tammany Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in St. Tammany Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About St. Tammany Parish

A local view of the market.

The real estate market in St. Tammany Parish, Louisiana, is characterized by a median home value of approximately $280,504, which has seen a slight decrease of 1.4% over the past year. This area typically sees homes going to pending status within about 42 days, indicating a moderately active market. St. Tammany Parish includes several prominent cities, with Slidell being the largest, having a population of around 28,694. Other notable cities include Mandeville, with a population of 12,840, and Covington, which has about 11,549 residents. Living in St. Tammany Parish offers a mix of suburban and rural lifestyles, with a strong emphasis on community and quality of life. The parish is known for its excellent public schools, recreational opportunities, and a charming small-town atmosphere. The area has seen growth due to its attractive living conditions and proximity to New Orleans, drawing families and individuals seeking a balance between suburban convenience and rural tranquility.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaNew Orleans-MetairieMapped market area
Area code35380CBSA / MSA reference
Featured communitySlidellFrom the county record
Data year2026Aligned with this limit record
Slidell
Top cities & communities

Communities to explore.

Slidell
Questions & Answers

Refinancing in St. Tammany Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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