OH mortgage rates

Stark County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Stark County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Stark County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Stark County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Stark

A local view of the market.

The real estate market in Stark County, Ohio, has experienced a significant increase in home values over the past year. As of October 2024, the median home sold price in Stark County was $207,261, marking an 11.2% increase from the previous year. The average home value in the county is $202,248, which is up 5.6% over the past year. Stark County is home to several notable cities, including Canton, Massillon, and North Canton. Canton, the largest city in the county, has a population of approximately 70,000 residents. Massillon follows with around 32,000 residents, and North Canton has a population of about 17,000. Living in Stark County offers a mix of rural and suburban experiences. The county features a blend of agricultural areas and suburban communities, providing a diverse lifestyle for its residents. Agriculture remains a significant industry, alongside manufacturing and healthcare. The county's affordable housing market and community-oriented lifestyle attract new residents, contributing to its steady real estate growth.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaCanton-MassillonMapped market area
Area code15940CBSA / MSA reference
Featured communitiesMassillon · Alliance · CantonFrom the county record
Data year2026Aligned with this limit record
MassillonAllianceCanton
Top cities & communities

Communities to explore.

MassillonAllianceCanton
Questions & Answers

Refinancing in Stark County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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