IN mortgage rates

Steuben County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Steuben County, Indiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Steuben County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Steuben County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Steuben

A local view of the market.

The real estate market in Steuben County, Indiana, is currently a seller's market, with a median home sold price of $247,500 as of October 2024. This represents an 8% decrease from the previous month, with the median price per square foot at $168. The county saw a slight increase in the number of homes for sale, with 151 homes available, marking a 2.7% rise from the previous month. The top cities in Steuben County include Angola, Fremont, and Orland. Angola is the largest city, serving as the county seat, and is known for its vibrant community and local amenities. Fremont and Orland are smaller towns that contribute to the county's charm, each offering unique attractions and a close-knit community atmosphere. Living in Steuben County offers a mix of rural and suburban experiences, with a strong emphasis on agriculture and outdoor activities. The county's economy is supported by industries such as manufacturing, agriculture, and tourism, with its numerous lakes attracting visitors and new residents. People are drawn to Steuben County for its affordable housing, scenic landscapes, and the opportunity for a quieter, rural lifestyle while still having access to suburban conveniences.

County snapshot

Market context.

IN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaAngolaMapped market area
Area code11420CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Steuben County

Common questions about 2026 loan limits and refinancing opportunities in Indiana.

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