GA mortgage rates

Stewart County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Stewart County, Georgia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Stewart County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Stewart County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Stewart

A local view of the market.

Stewart County, GA, has an affordable real estate market, with median home values around $714,000 as of 2024. Known for its rural charm, the county appeals to families and retirees seeking affordable small-town living in western Georgia. Lumpkin is the county seat, with a population of around 1,000, providing essential services and a welcoming community feel. Rural landscapes and historic sites enhance the area’s charm. Stewart County is predominantly rural, with an economy based on agriculture, education, and local businesses. The area’s historic buildings, farmland, and community spirit make it ideal for those seeking a traditional, quiet lifestyle.

County snapshot

Market context.

GA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaColumbusMapped market area
Area code17980CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Stewart County

Common questions about 2026 loan limits and refinancing opportunities in Georgia.

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