TN mortgage rates

Stewart County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Stewart County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Stewart County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Stewart County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Stewart

A local view of the market.

The real estate market in Stewart County, Tennessee, has seen a notable increase, with the average home value reaching $240,678, reflecting a 5.5% rise over the past year. This growth indicates a strengthening housing market in the area, making it an attractive option for potential homebuyers. The county is home to several key cities, including Dover, which serves as the county seat. Dover has a population of approximately 1,500 residents. Another notable area is the community of Indian Mound, known for its rural charm and small population, contributing to the county's overall rural character. Living in Stewart County offers a predominantly rural lifestyle, with a mix of agricultural and suburban elements. The area is known for its farming and agricultural activities, which are among the top industries in the county. This rural appeal, combined with affordable housing, attracts individuals seeking a quieter lifestyle away from urban centers, contributing to a trend of migration to the county.

County snapshot

Market context.

TN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaClarksvilleMapped market area
Area code17300CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Stewart County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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