NV mortgage rates

Storey County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Storey County, Nevada. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Storey County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$638,250
2 units$817,050
3 units$987,650
4 units$1,227,400

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Storey County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Storey

A local view of the market.

Storey County, NV, has seen significant growth in its real estate market, with the median household value climbing to $720,000 in 2024. The county's proximity to the Reno metropolitan area and the booming Tahoe-Reno Industrial Center have driven demand. Virginia City is the largest community, with a population of about 900, known for its historic charm and tourism. Lockwood, near the industrial center, has grown to around 1,200 residents. Storey County offers a mix of historic charm and modern industrial growth. While much of the county remains rural and focused on tourism and historic preservation, the Tahoe-Reno Industrial Center has brought new economic activity and jobs, making the area a unique blend of past and future development.

County snapshot

Market context.

NV

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaRenoMapped market area
Area code39900CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Storey County

Common questions about 2026 loan limits and refinancing opportunities in Nevada.

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