IN mortgage rates

Sullivan County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Sullivan County, Indiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Sullivan County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Sullivan County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Sullivan

A local view of the market.

The real estate market in Sullivan County, Indiana, has seen a notable increase in home values over the past year. As of October 2024, the median home list price was $139,900, reflecting an 11.3% increase from the previous year. This growth indicates a strengthening market, with the median price per square foot at $86. Sullivan County is home to several small cities and towns, with Sullivan being the largest city, having a population of approximately 4,258 residents. Other notable towns include Shelburn, with a population of 1,105, and Farmersburg, which has around 1,068 residents. Living in Sullivan County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county is characterized by its rural landscapes, with farming and agriculture being prominent industries. Many residents appreciate the quieter, more spacious living conditions compared to urban areas, which may attract those looking to escape city life for a more rural setting.

County snapshot

Market context.

IN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaTerre HauteMapped market area
Area code45460CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Sullivan County

Common questions about 2026 loan limits and refinancing opportunities in Indiana.

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