Sullivan County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Sullivan County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Sullivan County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Sullivan County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
Sullivan County, Tennessee, has seen a steady increase in real estate values, with the median home sold price reaching $265,250 in October 2024, marking a 4.2% increase from the previous year. The average home value in the county is approximately $242,977, reflecting a 5.5% increase over the past year. This growth indicates a strong seller's market, where homes are selling relatively quickly and often above asking prices. The top cities in Sullivan County include Kingsport, Bristol, and Blountville. Kingsport, the largest city, has a population of around 55,000 and offers a median listing home price of $296,900. Bristol, known for its rich history and cultural events, has a population of approximately 27,000, with a median home price of $290,000. Blountville, the county seat, is smaller but offers a suburban feel with a median home price of $365,400. Living in Sullivan County offers a mix of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county's landscape supports both farming and suburban living, attracting those seeking a quieter lifestyle with access to urban amenities. Key industries include healthcare, manufacturing, and retail, which contribute to the area's economic stability. The county is appealing to new residents due to its affordable housing, scenic beauty, and strong community ties, making it a desirable location for families and retirees alike.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Communities to explore.
Refinancing in Sullivan County
Common questions about 2026 loan limits and refinancing opportunities in Tennessee.
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